Author: Steve Kluemper

How does your business succeed?  What are the ingredients for success? Cash is one of those ingredients. What are the three steps for success?Making and receiving commitments is one of those steps. Who is involved in these commitments? How can an annual cash flow budget clarify the needed commitments and lead to success?   On […]

Hello!  My name is Steve Kluemper.  I’m glad you stopped by.  AgriStrategies LLC is proud to sponsor this 2021 Great Lakes Regional Dairy Conference.  I’m here because I can help you with financial management tasks for your agricultural business.  I hope you will schedule a free consultation with me so we can discuss how I […]

Hello!  My name is Steve Kluemper.  I’m glad you stopped by.  AgriStrategies LLC is proud to be a part of this MABA 2021 Virtual Winter Conference.  I’m here because I can help you, and your customers and suppliers in the agricultural industry supply chain, with financial management tasks.  As you know, a supply chain is […]

Update 2020 balance sheet, income and expenses. Prepare scenarios for 2021 income and expenses. Production levels and prices, income improvement opportunities, government support, other income Input levels and prices, cost reduction opportunities, unanticipated costs, other fixed costs Calculate monthly cash flows and funding needs. Receivables, inventory, investments, capital spending Payables, debt payments, owner withdrawals Identify […]

What does your business do?  Who asks this question?  Who needs to know?  How do you communicate with them?  What should your business do?  What could your business do?  What is your vision and sense of direction for your business?  How do you gather insights into these questions from others and share your own insights […]

Why are you in business?  There are returns that you want from being in business.  Some are personal.  Some are strategic.  Some are financial.  How do you measure these returns to set goals and assess your level of success?  What does success look like for you?  What are the competitive assets and strengths of your […]

Hello! My name is Steve Kluemper.  I’m glad you stopped by.  AgriStrategies LLC is proud to support the Indiana FFA in conjunction with our sponsorship of the Indiana Farm Equipment & Technology Expo in December 2021. I grew up in Indiana agriculture and have a 30-year career working with farms, agribusinesses and agricultural lenders. I’m […]

Analyzing the many factors contributing to a business’ financial health is much like analyzing the many factors contributing to a person’s overall health. A doctor may look at a patient’s temperature, weight, blood pressure, heart rate, blood tests, genetics, history, lifestyle, etc. to determine the individual’s overall health condition and the likelihood they may or […]

Tomorrow is not yesterday. Change is constant. Everyone manages change. Many are managing reactively for yesterday instead of proactively for tomorrow.  Covid-19 has increased the pace of change and the number of potential future scenarios.  Our ability to manage change must increase as well.  Trying to manage increased change reactively isn’t nearly as effective and […]

Hello! My name is Steve Kluemper.  I’m glad you stopped by.  AgriStrategies LLC is proud to sponsor the Michigan FFA in conjunction with our sponsorship of the Michigan Corn Growers Association golf outings in July and August, 2021. I’m here because I can help young or retiring farmers and agribusinesses and all of the rest […]